How To Maximize Use Of Medicare Part D

• Find out if there is help to pay for the insured's portion of costs.  
• Make coverage last longer before reaching the doughnut hole by paying as little as you can for your prescription drugs.  
• Learn when and how to ask for an Exception. You can ask for an Exception if:
  • A drug you need is not on a Formulary. 
  • The Plan raises the amount you pay for a drug.
  • A drug you need is subject to a high copay (payment on your part each time you buy a drug).
  • Your Plan replaces a brand name drug you are taking with a generic version and only the brand name will work for you.
  • If you asked for an exception this year, find out what you need to do to continue the situation next year.
• Adjust the doughnut hole to fit your needs.  
• Learn tips for saving money while in the doughnut hole   
• Avoid unnecessary problems when picking up drugs from a pharmacy.  

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