Health Care: How To Save Money

Even if you have great medical insurance, you probably have some out-of-pocket costs.

The first thing to do to help save money is to let your doctor and other medical provider know that money is an issue for you and that you would like to spend as little out-of-pocket as you can. The sooner you bring up the subject, the more the doctor or other provider can do to help you save money. For instance, order a less expensive drug, or a less expensive test or reconsider whether the test is even necessary.

Next is to keep in mind that medical costs are not set in stone. You can:

• Negotiate health care costs with providers
• Shop for cheaper providers
• If you qualify, take advantage of special health care programs.

Consider skimming through the various sections of this article to get an idea of different ways you can save money on medical care. If time is short, go directly to the subject of immediate interest. ï»¿ï»¿is document whenyou have time. A reminder on your calendar may be helpful.

If If you do not have health insurance, in addition to reading this article, learn how to get the health care you need as an uninsured person. 

• Prescription drugs
  • When Obtaining A Prescription
  • When Buying Prescription Drugs  
• Care
  • When You Need Routine Medical Care 
  • How To Save Money In A Hospital
  • If You Need To Travel For A Diagnosis Or For Treatment
• When You Receive A Medical Treatment
• Medical bills (in general)
  • When You Receive A Medical Bill  
    
  • Professionals Who Negotiate Medical Bills 
• Hospital bills
  • When You Have A Hospital Bill  
  • How To Negotiate A Hospital Bill  
• Doctor's blls
  • When You Have To Pay A Doctor  
  • How To Negotiate A Doctor's Bill 
• Tests
  • When You Need Lab Tests  
  • When You Need Diagnostic Tests Such As X-Rays, MRIs or Mammograms  
• Medical supplies and devices
  • When You Need A Medical Device Or Home Equipment  
  • When You Need Medical Supplies  
• How To Save Money On Dental Care, Eyeglasses And Hearing Aides
• Health Insurance
  • When Choosing A Health Insurance Policy  
  • When Using A Health Insurance Policy  
• Tax Advantage Plans Such As A Health Savings Account Or A Flexible Spending Account  
• If You Get Paid On An Hourly Basis  

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