Content Overview 
- Becoming Self Employed: Summary
- Create A Business Plan
- Am I A Candidate For Self-Employment?
- Consider Working At Home
- Determine The Type Of Work You Want To Do
- Do Your Research
- Determine How You Will Finance A Short Fall Until You Start Earning Enough Money
- Where To Get Assistance To Help Start Your Business
- Should You Disclose Your Health Condition To Investors/Lenders?
- Consider How Being Self Employed Will Affect Your Family, Spouse, Partner
Work: Self-Employment - Getting Started
Determine How You Will Finance A Short Fall Until You Start Earning Enough Money
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Options include :
Use your own funds
More than one person has become independent through self employment by maximizing debt on credit cards. If you use credit cards to start the business:
- Try to get credit life insurance on the card, and hopefully even credit disability coverage. The life insurance will pay off the debt in case you die. The disability coverage will postpone payment if you become disabled.
- Be careful not to overextend yourself.
- Think about what would happen if the business fails and you're stuck with the credit card debt.
Barter
Instead of cash, look to see if there are any assets you have that you can barter for what you need. The most obvious is to barter your services.
Ask Friends and family
Consider all family members, partners, friends and acquaintances as potential lenders -- or possibly as investors in your venture.
Money advisors suggest that you don't ask people to give you money who can't afford to lose all the money.
Small Business Administration Loan
To learn more, see: www.sba.gov
Banks.
Banks cannot ask about your health condition when considering whether to give you a loan. You are under no obligation to disclose your health condition.
Veterans
Assistance is available for veterans. It's described at http://app.vetbiz.gov .