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Medicare Part D: How The Finances Work

How Much Will I Pay Under Medicare Part D?

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Each plan has different premiums, co-insurance and co-pays (the part of the cost of medications that you pay.)

You will pay:

  • Monthly premiums.
  • A one time annual deductible.
  • A flat copayment or percentage of the drug's cost.
  • The entire amount if your plan has a "doughnut hole." (For more information, click here)
  • A small amount for drugs during the Catastrophic Coverage that starts after you are through the doughnut hole.

Each plan is required to send you a statement every month indicating your drug spending.

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