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Life Insurance Glossary: Terms To Know

Disability Waiver Of Premium Provision

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A disability waiver of premium provision provides that a life insurance policy in effect without your having to pay any further premiums in the event you become disabled.

What qualifies for “disability” depends on the wording in the particular life insurance policy.

Disability waiver of premium provisions can exist in both individual and group life insurance policies.

Premiums are not waived automatically if you become disabled. You must apply for the waiver.

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