Content Overview 
- Summary
- Keep Track Of Out-Of-Pocket Medical Expenses
- Keep Your I.D. Card With You In Your Wallet Or Purse
- Use In-Network Doctors And Other Health Care Providers As Much As Possible
- If You Have A Choice, Choose More Protection Instead Of Lower Premiums
- If You Agree To Surgery, Make Sure All Members Of The Team Are In-Network
- Negotiate Fees With Out-Of-Network Health Care Providers
- Think Of Case Managers As A Resource
- Stay On Top Of Insurance Company Reimbursements
- Avoid Paying Money In Excess Of Usual, Customary And Reasonable
- Be An Informed Consumer When Purchasing Drugs, Tests Or Treatments
- Take Advantage Of Discounts And Wellness Features
- If You Smoke, Quit
- If You Need An Off Label Or Experimental Treatment, Work With Your Doctor To Get Coverage
- Don't Accept A "No" From The Insurance Company
- How To Choose And Maximize Use Of Doctors And Specialists
- Take Advantage Of Your Plan's Mental Health Benefits
- How To Keep Your Doctor When You Change Health Plans
- Insurance Policies Are Not Set In Stone
How To Maximize Use Of A POS Health Insurance Policy
Be An Informed Consumer When Purchasing Drugs, Tests Or Treatments
Next » « Previous11/19
If your insurer has a formulary listing approved drugs, ask for drugs that are on the formulary. If there are different tiers of payments depending on whether the drug is branded or generic, ask if an alternative that will cost you less money is available.
When purchasing drugs, balance cost with the other factors that are important to you. To learn more, see: How To Save Money When Buying Or Using Drugs
When a doctor suggests a test or treatment, check around for a balance of the lowest price and quality. While test facilities may not be as used to being asked about price, that should not stop you from becoming an informed consumer.
Please share how this information is useful to you.
0 Comments
Post a Comment Have something to add to this topic? Contact Us.
Get Your Personal Guide
