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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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Property And Casualty Insurance

How To Choose And Maximize Use Of A Broker To Purchase Insurance

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Insurance brokers use their knowledge and experience to assess a client's risk profile and find appropriate policies from different insurers who are authorized to write insurance in the state in which you live. Brokers search for the most comprehensive cover at the most competitive price.

Brokers are free to you. They are paid by the insurance company in the form of a commission of the premium. While this may set up a conflict of interest, legally a broker is supposed to work in your interest only.

To choose an insurance broker that is best for you:

Step 1. Determine your needs.
Step 2. Decide what criteria are important to you.
Step 3: Talk with your friends, business colleagues, attorney and/or an accountant to get their recommendations.
Step 4. Meet with several licensed, experienced candidates.

If you are looking for a broker to help obtain health insurance for you, see: How To Choose And Work With A Health Insurance Broker.


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