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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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Living With HIV

If you work: Learn how to navigate the potential mine field.

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Protections at work for people living with HIV are contained in laws such as the Americans With Disabilities Act. This means that among other protections, you cannot be discriminated against because of your HIV status.

It also means that if you tell your employer, the information is confidential. (There is no similar protection for what you tell co-workers).

You are also entitled to a reasonable accommodation if needed to help you do your work. Survivorship A to Z helps you determine what is reasonable, and how to negotiate for it.  NOTE: You are not entitled to an accommodation unless you tell your employer about your condition.

If the employer you work for is large enough, you may be entitled to time off work under the Family and Medical Leave Act.

Your employer likely provides benefits such as sick leave and vacation pay.

It helps to look for an advisor who can help you navigate through your work situation.

Keep track of job evaluations and good comments about your work in case you ever have a claim of discrimination due to your history of HIV.

Prepare in the event of disability by taking such steps as increasing credit and life insurance.

For additional information, see:


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