Disability Insurance: Claims 101
To maximize your chances of obtaining approval of your disability insurance claim, it is advisable to do the following (details are provided in the other sections of this article):
- Understand the process. To learn about the process, including what can happen while receiving an income, see:
- Have a doctor who supports your claim.
If you are requesting a benefit for only being able to only work part time ("Partially Disabled"), instead of unable to work full time ("Totally Disabled"), see: Disability Insurance: Partial Disability.
If you are still working: see: Disability Insurance: Preparing to File While You Are Still Working.