Content Overview
- Summary
- Who Can Get Survivors Benefits?
- Credits A Worker Has To Earn In Order For A Survivor To Qualify For Benefits
- What If I Work?
- Retirement Benefits For Widow/ers
- Special One-Time Death Benefit for Survivors
- Amount Of Benefits Survivors Receive
- Family Maximum Benefit
- What If I Remarry?
- How To Apply For Survivors Benefits If You Aren't Currently Getting Social Security Benefits
- How To Apply For Survivors Benefits If You're Already Getting Social Security Benefits
Survivors Benefits
Retirement Benefits For Widow/ers
Next » « Previous5/11
If a survivor receives benefits as a widow/er (including divorced widow/ers), and is eligible for his or her own benefits, the survivor can switch to his or her own retirement benefit as early as age 62 – which is worthwhile doing when a person’s own rate exceeds the benefit receivable as a survivor. For example, a widow could take early retirement at age 62 under her deceased husband’s work history for a reduced benefit. Assuming she also qualifies for Social Security on her own work history, at age 65 she can apply for full retirement benefits under her own work history and realize an increased benefit instead of having to continue the discounted early retirement benefit.
The rules are complicated and vary depending on the survivor’s situation. Questions about the available options should be addressed to a Social Security representative. You can call: 800.772.1213.
Please share how this information is useful to you. 0 Comments
Post a Comment Have something to add to this topic? Contact Us.