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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Job Interview: Benefits To Focus On When Applying For A New Job


Benefits of a new employer to focus on include the following:
  • Health benefits
    • Does the employer offer health insurance?
    • Is there more than one plan? If so what does each cover?
    • What will it cost you? 
      • Will it cost you substantially more than you've been paying?
      • How does the cost compare to plans available through an Exchange?
    • If the plan restricts the doctors and hospital you can go to, ask if you can see a list of participating physicians to determine if your physician, particularly your specialist, participates in one of the plans.
    • Is there dental and/or vision coverage for you? For your family?
    • Is there a tax advantage health savings plan that lets you use pretax dollars to pay for your deductibles and other out of pocket costs?
    • If you have a spouse or partner who has group health insurance, how does coverage and your cost compare to being covered under his or her plan?
  • Retirement  (keeping in mind expecting the best, while preparing for the worst)
    • Does the company offer a retirement plan? If so, what is it?
    • When does vesting occur? (Vesting is when you get to keep the money in the retirement plan even if you quit or get fired.)
    • Does the company offer a 401(k) plan or other retirement plan?
  • Life Insurance
    • Does the company provide basic life insurance?
    • Supplemental Life Insurance?
    • Does the life insurance cover dependents?
    • Keep in mind that there are new uses of life insurance that permit you to get money from a policy while you are still alive.
      • Does the policy have a "Living Benefit" which allows you to get money from the insurance company if you have a short life expectancy?
      • Does the policy allow a transfer in ownership, or at least the right to convert it to individual insurance if you leave work for any reason?
      • For information about new uses of life insurance because of your health condition, click here
  • Time Off
    • How much paid vacation is offered? Can you buy additional vacation days?
    • How many personal days?
    • How many sick days?
    • What is the sick leave policy? Can you take additional time without pay? 
    • Keep in mind that you may be entitled to take time off to deal with your health condition thanks to laws such as the Family and Medical Leave Act.
  • Disability
    • Does the company provide short and/or long term disability benefits?
    • Do you have the option to pay the premium? (If you pay the premiums with pre-tax dollars, the benefits are tax free.)
    • Can you purchase additional coverage if you want more protection?  If so, at what cost?
    • Keep in mind you may also be entitled to disability benefits thanks to Social Security Disability Insurance or Supplemental Security Income

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