Content Overview
- Summary
- Step 1. Find Out How Much Education You Can Obtain For Free
- Step 2. For The Cost Of Education You Cannot Obtain For Free, Find Out If You Qualify For A Government Subsidized Stafford or Perkins Loan Or A Loan From A State Financing Authority
- Step 3. Compare The Other Loans Available To You
- Sources Of Student Loans
How To Apply For A Student Loan
Summary
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There are student loans which are government backed, and student loans which aren't.
In general, there is no payment due on student loans until six months after you graduate.
To pay the least for your education:
Step 1. Look for free education.
Step 2. See if you qualify for a subsidized Stafford or Perkins loan.
Step 3. Compare the other loans available to you.
Check the various sources of student loans.
Your health condition is not relevant to the process.
For more information: It is generally agreed that the best source of information about student loans is the school aid office. Each office maintains lists of preferred lenders. When you speak with the aid office, ask whether there are any financial arrangements with any of the lenders they recommend, or if the lenders give gifts to the school or to the members of the aid office.
Also check:
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Education Finance Council offers: Borrower Benefits Book and Financial Aid Guides, www.efc.org/cs/root/resources/resources
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Department of Education offers a guide: Funding Education Beyond High School, www.studentaid.ed.gov/students/publications/student_guide/2006-2007/english/index.htm
To Learn More
More Information
Student Loans 101
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