Content Overview
- Summary
- What Is Homeowners Insurance?
- What Risks Does A Homeowners Insurance Policy Cover?
- What Types Of Homeowners Policies Are There?
- What's Losses Does A Homeowners Policy Cover?
- How Much Of A Loss Will A Homeowners Policy Pay?
- What Is A Personal Article Floater?
- What Types Of Personal Property Doesn't My Homeowners Policy Cover?
- Am I Covered For Floods?
- What Is Liability Insurance?
- Am I Covered If My Dog Bites Someone?
- What is Fire Insurance?
- Is My Home-Based Business covered?
- Will A Homeowners Policy Cover The Rent I Might Lose If I Can't Rent To Tenants As Usual?
- Does A Homeowners Policy Cover My Second Residence?
Homeowners Insurance FAQs
What Is A Personal Article Floater?
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- A Personal Article Floater is a specialized form of insurance that covers personal property which is listed piece by piece in an attachment to the policy.
- A Personal Article Floater is an all risks type policy. A Personal Article Floater can be used to insure all kinds of personal property such as jewelry, furs, cameras, musical instruments, silverware, golf equipment, fine arts, stamps, coins, and other valuables.
- Coverage under a Personal Article Floater is for an agreed amount. When you take the coverage, you provide the value of each item. Subject to your proving that the amount you stated was indeed the worth of the item, the insurance company pays the agreed amount in the event of a loss.
- A personal articles floater cannot be used to insure currency, deeds, promissory notes, money or securities.
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