Content Overview
- Summary
- What If You Decline COBRA Continuation Coverage But Change Your Mind?
- COBRA And The Family and Medical Leave Act (FMLA)
- COBRA and Medicare
- Can A Child Born or Adopted During The Period of COBRA Extension Be Covered By COBRA?
- Can A Spouse Continue COBRA When The Insured Switches To Medicare?
- Where Can I Get More Information About COBRA?
Frequently Asked Questions - COBRA
COBRA and Medicare
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Covered Employee:
If you become eligible for COBRA after you become eligible for Medicare, you may keep them both. For example, if you work past age 65, start Medicare at 65, then stop working at age 67, and you become eligible for 18 months of COBRA because you stop working.
However, if you have COBRA and then become eligible for Medicare, your right to COBRA ends.
Is it worth keeping both health coverages? See Keep Private Insurance In Addition To Medicare?
Spouse and Dependent Children:
When a covered employee receiving health insurance continuation under COBRA becomes entitled to Medicare benefits and no longer qualifies for the group plan, it becomes a "Qualifying Event" permitting the spouse and dependent children to continue their health insurance coverage.
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