Content Overview
- Summary
- What To Do If You Receive A Phone Call From The SDM Which Starts the Process
- How To Prepare For Your Interview
- Reason For Denial: Not Eligible Medically
- Reason For Denial: Not Eligible Financially For Purposes Of Social Security Disability Insurance (SSDI)
- Reason For Denial: Not Eligible Financially For Purposes Of Supplemental Security Income (SSI)
- If Your Claim Is Denied
Disability Redesign Prototype
Reason For Denial: Not Eligible Financially For Purposes Of Supplemental Security Income (SSI)
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The proof needed depends on the reason for the rejection. The most common reason for denial of SSI due to financial ineligibility is a misunderstanding of what is income .
Perhaps the way you reported something caused Social Security to mistakenly call it income or resources when it was not.
Perhaps income has been deemed to exist, when it didn't. For instance in the areas of free rent or gifts/in kind assistance:
- Free Rent: Sometimes benefits are denied because Social Security claims that because you live rent-free, the value of your rent should be included in your income so that your total income exceeds the SSI minimum. To dispute this, you will need proof that you are not living rent-free. Two examples of situations where it could appear an applicant lives rent free, but doesn't, are:
- A written agreement showing that the claimant has been loaned money from the property owner each month equal to the amount of rent. The agreement would have to include a statement that the transaction is a loan, a rate of interest and a date on which the loan will be repaid.
- A written agreement showing that the claimant is loaned money each month equal to the rent, and that the loan plus interest will be paid from the death benefit of a life insurance policy that is described in the agreement. (For your information, you can still obtain life insurance despite your health history. See How To Obtain Life Insurance.)
- Other in-kind or gift assistance: Many people think that unless they are given cash, it doesn't count as income. If you are denied SSI for this reason, re-read Supplemental Security Income (SSI) to see if your gifts may be exempt.
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