Children's Benefits Under Social Security

For SSI benefits, the child is eligible for the regular benefit which may vary since some states add an additional benefit to the federal SSI amount.

For other programs, which are based on a parent's eligibility for benefits, the amount of a child's benefit depends on the worker parent's average lifetime earnings. The higher the earnings, the higher the benefits will be. Each child will receive a benefit equal to up to one-half of the worker's full retirement or disability benefit.

If the benefit is based on a survivor's claim, the rate can be as high as 75 percent of the worker's Social Security payment. However, there is a limit to the amount of money that can be paid to a family. (See the next section).

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