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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

How To Replace Earnings While On Disability

Consider New Uses Of Your Assets

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Look at all your assets to consider whether you can increase the income from then.

When thinking about whether your assets can produce an income for you, consider:

Bank Accounts

Check to see whether there are insured accounts which will pay a higher rate of interest. For example, check www.bankrate.com offsite link

Real Estate

You can rent all or part of your residence, even if only renting a bedroom as a bed and breakfast.

Life Insurance

Perhaps you can obtain money from your life insurance policy while you are alive.

Credit

Credit may provide money if you need it. If you use credit while on disability, it is preferable to use credit cards that have life insurance attached which will pay off the debt in the event of your demise.

Stocks, Bonds And CDs

You can borrow against these financial instruments while retaining ownership.

Retirement Accounts

You can borrow from most retirement accounts. It is also possible that you will be able to make withdrawals without penalty due to your health condition.

Getting A Bulk Amount From An Income Stream

It is possible to get a bulk amount of cash from an income stream. For example, if you have a contract which unconditionally guarnatees to pay you $10,000 a year for the next five years, financiers will give you a cash settlement today in return for assigning the income to them. If this alternative is of interest ask your banker for sources, and/or search on key words "Structured Settlements" in your favorite search engine. 

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New Uses Of Assets

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