Content Overview
- Summary
- If You Are An Employee Without Health Insurance
- If You Are Self Employed
- If You Are A College Student
- If The Concern Is About A Child
- If You Are Single
- If You Have A Spouse Or Domestic Partner
- If You Are In Or Could Join A Union
- If You Are In Or Could Qualify For A Guild
- If You Belong To Or Could Join An Association
- If You Have A Low Income Or Are Currently Unemployed
- If You Are On Social Security Disability Income, Are Age 65 Or Older, Or Have A Spouse Or Parent Who Qualifies For Medicare
- If You're A Veteran
- If You Are A Small Business Owner
Situations That May Impact Your Ability To Obtain Health Insurance
If You Are Single
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If you're single:
- Check one of the comprehensive web sites about the insurance situation in each state to see if yours provides guaranteed issue insurance -- insurance that has to be issued no matter what your health history is. Check to see if there is a pre-existing condition exclusion and, if there is, how long it lasts. (See: How To Get An Understanding Of The Insurance Situation In Your State)
- Check this document to see if you fit another category as well. For instance, you're self-employed, or own a small business, or can join an association.
- Check to see whether your state has a High-Risk pool for which you're eligible. (See: How To Get An Understanding Of The Insurance Situation In Your State)
If you can't get affordable health insurance in any other manner, there may be a more drastic step to take. To learn about those steps, click here.
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