Professionals Who Negotiate Medical Debt
There are a variety of ways to find help with negotiating medical bills.
- Ask your local and/or national non-profit disease specific organization.
- Check with members of your support group.
- Contact a reputable group or experienced individual, such as the ones described below. To quote an advocate who was interviewed for Time Magazine: “I can pretty much always get (a hospital bill) down 30% to 50% simply by saying the patient is ready to pay but will not pay $300 for a blood test or an X-ray.. They hand out blood tests and X-rays in hospitals like bottled water, and they know it.” Before hiring a particular person or company, ask the questions also described below.
Reputable medical bill negotiating groups include:
If any company you contact to negotiate a medical bill asks for money to start the arrangement or to cover expenses, consider this a red flag and move on to another company.
If you find a particularly helpful company, please share the company's name and contact information, as well as the details of what happened. E mail to: dlanday at survivorshipatoz dot org
You can find experienced medical negotiators through one of the following sources:
- Medical Billing Advocates of America, which has advocates in each state. To locate an advocate in your area, see: www.billadvocates.com Click on "Find A Medical Bill Advocate" or call tel.: 540.387.5870
- The Alliance of Claims Assistance Professionals: www.claims.org . Tel.: 888.394.5163
- The internet. Search in your favorite search engine on words such as "professionals to negotiate hospital bills" or "medical bill advocates."
Professionals charge on an hourly basis or a percentage of the amount the professional saves you. The amount depends on the region of the country and the person's experience.
When you locate a person or company that you think is reputable enough to represent you, at least ask the following questions:
- What is the person's experience in the field?
- What sucess has the person had with situations like yours?
- His or her Training?
- Fee structure?
- For references from three former clients, with name and contact information. Call these people! The only way to know that references are real is to contact them.
- Is a license required in your state?
- If so, is the person or company licensed?
- If licensing is required, you can check the person's or company's reputation with your state's licensing bureau.