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How To Increase Your Income If You Are Working

Step 6. Ask For A Raise

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If it's been more than a year since your last raise and your performance has at least been satisfactory, you're probably due for a raise. You could also argue for a raise based on new skills, knowledge, or credentials you've obtained, greater responsibility you've assumed, or longer hours you've worked.

For help figuring out what to ask for, the following web sites provide compensation data by job and geographical area:

Before asking for a raise, be sure to first read our article on disclosing your condition. Also speak with your Advisor. He or she may have ideas for you.

With your Real Earnings in mind, look at the current economic climate where you live (or could live) to see if a job change might make sense for you. A job with less work-related expenses might help you take home more -- even if it's at a lower salary. Even a job with less stress may help increase your true net pay because work-related expenses can also include ways you spend money because you are too tired or stressed out by your current job. It's even possible that you'll be better off on disability.

It is likely that you are protected if you want to change jobs (see Americans With Disabilities Act) and that when you join a new employer's health insurance plan you cannot be subjected to a new pre-existing condition exclusion because of your health. To learn more, see HIPAA.


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