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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

How To Delay Payments On Student Loans


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If you are having difficulties paying your student loans, your health condition may help you:

  • Get a deferral of the amount due for up to 3 years.
  • Get a forbearance of the amount due.
  • Reduce your monthly payments.
  • Cancel the loan entirely.

Bankruptcy remains a possibility, though it is difficult to get rid of student loans in a bankruptcy. Again, your health condition may be helpful.

Before you take any action, speak with your doctor to find out how bleak he or she can paint your health situation â€" the stronger the case that you are unable to work and the more likely to die soon, the better. (Remember: this is for purposes of your student loans and does not necessarily reflect reality.)

Each of these subjects are discussed in the following.

NOTE: For more information, see the U.S. Department of Education website: offsite linkor the National Consumer Law Center's website: offsite link

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Student Loans 101

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