Content Overview
- Summary
- Step 1. Find Out How Much Education You Can Obtain For Free
- Step 2. For The Cost Of Education You Cannot Obtain For Free, Find Out If You Qualify For A Government Subsidized Stafford or Perkins Loan Or A Loan From A State Financing Authority
- Step 3. Compare The Other Loans Available To You
- Sources Of Student Loans
How To Apply For A Student Loan
Sources Of Student Loans
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Sources of student loans include the following:
- Your local bank -- particularly the bank your family deals with, such as the mortgage holder on the house.
- The non profit agency in your state that offers student loans. You can locate the agency in your state through www.efc.org/page.ww?section=Membership&name=EFC+Members .
- A site which does a lot of student loans such as Sallie Mae. www.salliemae.com/ (Sallie Mae is not affiliated with the government.)
- Search in your favorite search engines on "student loans."
- If you're got a rich relative or family friend, does he or she care enough about you to make a very low interest loan to get you the education you seek? Before approaching the person, read our article on Asking Friends and Family For Money. The article is for people who have a need, as compared to a want, but the advice about dealing with friends and family applies to a student loan.
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