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How To Apply For A COBRA Extension Because of Disability

Step 4. Obtain Immediate Written Confirmation Of Your Extended Coverage.

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If the employer wants to challenge your request at a later date, you have time to argue the matter while you still have insurance. Don't wait until COBRA ends to have this battle if there's going to be one. 

SAMPLE COVER LETTER TO CLAIM DISABILITY EXTENSION

Your address

Date

Name and address of addressed party

Dear XXXX(Administrator/Employer):

Enclosed is a copy of the Notice of Award from the Social Security Administration.  You will see that Social Security declared the onset date of my disability to be XX/XX/XXXX.

This should qualify me for the extension of my health insurance for an additional eleven months.

Please confirm to me in writing that you have received a copy of the Award and that you are extending my COBRA coverage.

Thank you,

Your name


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