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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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Disability Insurance: Long Term: Group

Eligibility

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Employees: Generally only "active, full-time employees" are eligible for Long Term Disability coverage.

Full-time is usually considered to be 30 hours per week or more, but this may vary based on the type of industry in which you work.

People who are considering reducing their work hours as an "accommodation" need to pay attention to this provision and to not decrease their hours to the point that they lose this important coverage.

To learn more, see Reasonable Accommodation.

Other groups: Each group sets its own requirements for eligibility. For instance, a professional group may require that you are a specific type of professional, in good standing.


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