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Disability Insurance: Appeals

Step 6. Follow up

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Call after a week or two to confirm that the letter was received, and to track the progress of your appeal. Remind the insurance company that you do not intend to stop pursuing this claim.

The appeal may take longer to review than the original claim even though the insurance company is not likely to send out for additional information. Many times appeals are forwarded to outside medical consultants. This doesn’t mean the review is any more objective than it was in the Claims Department. These consultants make good money from the insurance company. Reports indicate they are not inclined to be objective.


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