Colorectal Cancer: Post Treatment 0-6 Months: Finances: Stages II,III,IV
Tips To Help Pay For Your Medical Bills And Other Debt
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Every debt that is not secured by an asset (such as a mortgage) is negotiable - including heath care debt.. If for no other reason, every person and company you owe money knows that collection is not free. At the least, they would be likely to settle for payment of an amount that is less than the whole but more than they would receive if they were forced to use a collection agency or go to court. Creditors also know that there will be a lengthy time delay before they see any money -- possibly a long delay.
If your debts are more than you can afford:
- Survivorship A to Z provides detailed information about how to deal with a financial crunch in the document in "To Learn More." For instance, in addition to applying for financial assistance which may be available:
- Start with getting a picture of your financial situation.
- Create a plan, including the order in which to pay creditors.
- A budget will help you get an idea of where your money really goes, and where you can make changes.
- Perhaps you can get money from an asset without selling it. We call the subject "New Uses Of Assets."
- Consider borrowing money from family and friends in a manner that doesn't affect your relationship.
- There are counseling services that will negotiate for you with your creditors at no cost to you. Such services are paid by the creditors. Be cautious when choosing such a service. There are ads on television and radio for companies that are nonprofit organizations but end up charging you a fee.
- Consider bankruptcy. Bankruptcy is not an option that counseling services generally talk about. However, the right for a person to start over financially is so ingrained in our system that it was built into our constitution.
Survivorship A to Z information about finances and financial planning which is noted in "To Learn More" is tailored for people with colorectal cancer and other life changing diagnoses.
To Learn More
More Information
Financial Snapshot: Gathering The Information You Need To Create Financial Planning Budget: Creating/Living With Financial Crunch: How To Deal With A How To Negotiate For A Lower Health Care Bill New Uses Of Assets How To Borrow $ From Family And FriendsRelated Articles
Colorectal Cancer: Financial Assistance Bankruptcy Chapter 13 Debt Negotiation Programs (Also known as Debt Settlement) How To Negotiate With Creditors Professionals Who Negotiate Medical Debt New Uses Of Assets - A Living Benefit From Your Life Insurance Policy
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