Insurance covers costs and losses which are too large for the average person to bear alone.
Arguably, health insurance is the most important asset to have after a diagnosis.
- If you don't have health insurance, you can get it thanks to the Affordable Care Act (also known as "Obamacare") which eliminates pre-existing condition exclusions and expands Medicaid.
- If you do have health insurance, take the time to understand how to maximize use of the coverage and minimize your out-of-pocket expense. Do everything you can to keep health insurance. (If finances are difficult, see our document on Dealing With A Financial Crunch.)
Each of the other types of insurance mentioned in the other sections of this article are also important to a person living after a diagnosis. A large loss which could have been made more bearable through insurance would likely be more difficult for a person with a health history than for a person who has no health history.