Content Overview
- Summary
- If You Are An Employee Without Health Insurance
- If You Are Self Employed
- If You Are A College Student
- If The Concern Is About A Child
- If You Are Single
- If You Have A Spouse Or Domestic Partner
- If You Are In Or Could Join A Union
- If You Are In Or Could Qualify For A Guild
- If You Belong To Or Could Join An Association
- If You Have A Low Income Or Are Currently Unemployed
- If You Are On Social Security Disability Income, Are Age 65 Or Older, Or Have A Spouse Or Parent Who Qualifies For Medicare
- If You're A Veteran
- If You Are A Small Business Owner
Situations That May Impact Your Ability To Obtain Health Insurance
If You Are A Small Business Owner
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As a business owner, you may be able to get health insurance for less cost than for an individual policy.
For instance, your business may qualify to be part of a small business association in your local area, or possibly an association of other businesses which do the same type of work. Such associations often offer group health insurance to their members. Group health plans are usually less expensive than individual plans. In the event of a claim which an insurance comany questions, the larger the group, the more influence it has to help convince aninsurer to say "yes."
In addition, your small business may qualify for a group rate, depending on the state in which your business is located and the number of people employed. Of course, there is the downside that you will have to include your employees as well so you have to do the math to find out what is best for you and your business.Check with an insurance broker about the alternatives in your state.
To learn more, see: How To Obtain Health Insurance If You Are A Small Business Owner
To learn how to choose and maximize use of a health insurance broker, click here..
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